Land registry and law guide

What is the family residence annotation and how is it placed?

The family residence annotation ensures that the residence, which constitutes the living center of the spouses, becomes visible in the land registry. The purpose of the annotation is not to transfer ownership to the other spouse, but to limit certain unilateral transactions regarding the family residence. When buying or selling a house, it should be checked not only whether there is an annotation in the title deed, but also whether the real estate is actually used as a family residence and whether spousal consent is required.

9 minutes readUpdated · July 28, 2026
02

One-minute summary

What to remember before deciding

  • Know that the family home is the primary living center where spouses carry out all their life activities.
  • Verify that the non-owner spouse as well as the owner spouse can request annotation with the necessary documents.
  • Prepare a certificate of residence, civil registry showing marital status, and, when necessary, additional evidence matching the address to the property.
  • Before the transaction, consider the express consent of the other spouse for the transfer of the registered family residence or the limitation of rights on it.
  • Note that the annotation does not grant ownership shares and does not prevent involuntary transactions such as forced sales in all cases.
01

Separate the family residence from every residence and every real estate

Not all houses owned by a family are considered family residences.

In the Turkish Civil Code and TKGM practice, the family residence is the place where the spouses carry out all their life activities and use it for regular settlement. This quality is related to the actual function of the house in the marital union rather than who owns it in the title deed. The general approach is that the family residence is single.

A summer house used from time to time, an apartment held for investment purposes or an empty house does not automatically fall under the same protection. On the other hand, even if the type of real estate in the title deed appears to be land or field, a special evaluation can be made if it can be proven with authorized documents that it is actually a family residence.

Key distinctionFamily housing is not a type of property, but the function of housing within marriage.

Annotation does not automatically give the other spouse a share of the title deed; It makes the protection visible in certain legal proceedings regarding the family home.

02

Clarify the person and documents that can request annotation

According to the current circular of TKGM, the owner spouse, the non-owner spouse or both spouses together may request a family residence annotation. The owner spouse is not required to give prior approval for the non-owner spouse's application; As a result of the transaction, relevant persons may be notified.

Basic documents are the residence certificate and the civil registry sample showing marital status. In cases where the MERNIS address and the island and parcel information in the title deed do not directly match, additional evidence may be requested from sources such as the municipality, headman's office, cadastral directorate, apartment management or LİHKAB. The document list must be verified by the land registry office according to the concrete real estate.

Basic parts of the family residence annotation file
TitleDocument or controlThe information it displays is
IdentityIdentity and representation document, if anyApplicant and authority
MarriagePopulation register showing marital statusContinuation of marriage
LayoutCertificate of residenceThe family's living address
Real estate matchingMunicipality/headman's office/LİHKAB certificate when necessaryLink between address and land registry
03

See the effect of annotation on sales, donations and mortgages before the transaction

According to Article 194 of the Turkish Civil Code, one of the spouses cannot transfer the family home or limit the rights on the home without the express consent of the other spouse. The TKGM circular explains that the consent of the non-owner spouse will be required for transfer transactions such as sales and donations, as well as mortgages, promise of sale, usufruct and similar restrictive transactions.

Consent should not be assumed only in the form of “my spouse knows.” It must be clear and provable for which transaction it is given. In cases where consent is not given or obtained without a justified reason, the intervention of a judge may come to the fore. The sales or loan process should not be scheduled until this legal issue is resolved.

  • Transfer by sale or donation
  • Establishing a mortgage
  • Promise of sale and long-term rights restrictions
  • Records such as usufruct, residence or lease annotation
  • To what process and under what conditions is consent given
04

Do not reduce control to just the annotation line for buyer and seller

For the seller, the nature of the family residence and the consent of the spouse should be resolved in preparation for the sale, not after the advertisement is published. Otherwise, the process may stop at the deposit, loan and title deed appointment stage. If the spouse's consent is required, it should be clarified with the lawyer and the land registry office in what form and when it will be provided.

For the buyer, the presence of a family residence annotation in the current title deed record is a clear warning. However, the absence of an annotation should not be treated as a definitive guarantee that the real estate cannot actually be a family residence. If there is uncertainty about the marital status of the seller, the way the property is used and the consent of the spouse, an independent legal review should be carried out.

Checklist of parties before transaction
SideControlPurpose
SellerMarital status and actual useIdentifying the need for consent early
Seller's wifeExplicit and transaction-specific consentEnsuring the legal security of the transaction
ReceiverCurrent registration and usage surveyReducing conflict that may arise later
LenderAnnotation and mortgage complianceVerifying the availability of coverage
05

Know how the annotation is removed and which transactions it does not stop

Abandonment of the family residence annotation may require different documents and consents depending on who requested the annotation and the marriage status. Situations such as the request of the beneficiary spouse, joint application of the spouses, finalized divorce or annulment of marriage, death or court decision are regulated separately in the circular.

The annotation requires the consent of the spouse in certain transactions carried out by the owner of his own free will; It does not absolutely prevent transactions that occur outside the will of the owner, such as registration by default, forced sale, seizure and injunction. For this reason, the annotation should not be presented as "no action can be taken on the house" or "it is protected from all debts".

  • Who had the annotation made and with what document
  • Whose consent is required for cancellation requests
  • Whether the marriage continues
  • Nature of the court or enforcement action
  • Previous mortgages, liens and measures on the real estate

Frequently asked questions

Clear, concise answers

01Who can have the family residence annotation placed?

According to the TKGM circular, the owner spouse, non-owner spouse or both spouses together can request annotation with the necessary documents. It is possible for the non-owner spouse to apply alone.

02Can a house with a family residence annotation be sold?

In the voluntary sale of the owner spouse, the express consent of the other spouse is required. If consent cannot be obtained or is not given without a justified reason, the intervention of a judge may come to the fore. The concrete sale must be carried out by an independent lawyer and the land registry office.

03Does the family residence annotation give title deed share to the spouse?

No. Annotation does not transfer ownership share; It restricts certain dispositions regarding the family home from being made without the express consent of the other spouse. Rights arising from the property regime are a separate legal title.