Title deed and purchasing guide
How to check the title deed record when buying a house?
The address in the ad, the title deed photo sent by the seller, and the apartment viewed may seem to point to the same property. Matching these three information over the current record, project and current status for a safe decision; It is necessary to investigate the impact of each note in the record on the transaction separately.
One-minute summary
What to remember before deciding
- Examine the current title deed record sample taken by the owner instead of the old title deed photograph.
- Match the city, district, neighborhood, island, parcel and independent section information with the place you visit.
- Read owner, share, land share, qualification and condominium status as separate headings.
- Do not interpret mortgages, liens, annotations and declarations as if they mean the same thing.
- Translate documentation questions into legal, financing and delivery terms before the offer.
Start checking from the current record, not from the title deed photo
The title deed is an important piece of property information; However, an image taken months or years ago does not alone show the current rights and restrictions on the real estate. Requesting a current title deed record sample from the seller via Web Title makes the date and source of the review visible.
According to TKGM, the owner can see his own real estate information in Web Title Deed; can obtain an officially valid title deed, mortgage document and land registry copy. The owner can also authorize the review of the real estate information by someone else through the system. For this reason, verifiable registration and secure authorization should be preferred instead of screenshots.
- Issue date and verification information of the document
- The person sharing the record must be the owner or authorized representative
- Whether the entire property or a specific share was sold
- Scope of Web Title authority granted for inspection
- Obtaining updated registration again before applying for sale
Document policyThe title deed photo is a start; It is the current land registry decision document.No definite conclusions should be made about the legal status without verifying the registration date and real estate identity.
Match the real estate ID in the record with the section you see on site
The identity of the city, district, neighbourhood, island and parcel real estate on the ground; Block, floor, independent section and feature describe the section within the building. The house number or advertisement address does not replace this official ID. Matching should be done carefully, especially in buildings with more than one block, similar flat number or a subsequently changed address.
If the nature of the independent section in the record and its actual use are different, the reason and legal consequences of this should be investigated. The use of warehouse, parking lot, terrace or garden is not done by verbal explanation; The extension should be examined together with the common area, land share and management order.
| Record area | What does it compare to? | Open question |
|---|---|---|
| Island and parcel | Map and building location | Is it the right structure? |
| Block and independent section | Building entrance, floor and door | Is it the toured section? |
| Attribute | Current usage | Is usage compatible with recording? |
| Plugin | Warehouse, parking lot or other area | How is the right established in registration? |
Distinguish between owner, share, land share and ownership type
If the person making the sale and the registered owner are not the same, the basis for the power of representation must be seen. If there is more than one owner or share sale, the rate and scope of the share to be transferred should be clearly written. The land share of the independent section is not the same concept as the seller's ownership ratio; It refers to the share in the common land of the building.
Condominium ownership, floor easement and land qualification refer to different document and construction situations. These headings alone do not produce positive or negative decisions; The approved project should be evaluated together with the building occupancy permit, current usage and financing conditions.
- The identity of the seller and the owner information on the record
- If there is representation, power of attorney or other authority document
- Whether what is sold is the whole property or its share
- Independent section number, quality and land share
- Condominium ownership, floor easement or other registration status
Do not read mortgages, foreclosures, annotations and declarations as a single risk label
Mortgages, liens, declarations and other encumbrances on the real estate can be seen in the land registry sample. Each of these records may give rise to a different right, restriction, information or processing requirement. The existence of a record means that the sale is impossible in any case; Its absence does not mean that all legal risks are eliminated.
The beneficiary of the record, its date, scope, cancellation condition and status at the time of sale should be verified with a lawyer and relevant institutions. Schedule of bank evaluation for real estate to be purchased with credit; The order of payment and cancellation of mortgages or liens to be removed should not be left unclear in the proposal text.
| Title | Question to ask | Verification |
|---|---|---|
| Type | What does the record mean? | Current record and law review |
| Side | Who is the beneficiary or interested? | Registration detail and official contact |
| Scope | Does it affect the share or the whole? | Document and transaction file |
| Closing | How and when will it be removed? | Written payment-cancellation plan |
Move title review to offer, financing and delivery plan
The purpose of document review is not only to find problems, but to determine the conditions under which the transaction can proceed. If there is an incomplete project, a restriction to be removed, a representation document, a loan approval or an empty delivery expectation, these should be made a prerequisite and calendar item of the proposal.
Official channels of sales price, fees and payments before the signing day; delivery of keys and use; Rent, dues and meter transfers, if any, should be collected in the same closing list. The final record check should be performed again at the processing stage rather than assuming that the initial review remains current.
- Open document and registration questions before bid
- Time required for financing and valuation
- Written procedure for records to be removed
- The link between the sales price, title deed transaction and delivery
- Latest updated title deed registration check before signing
Frequently asked questions
Clear, concise answers
01Can the buyer directly view the seller's title deed record?
The title deed owner can view his own real estate information via Web Title Deed and authorize another person to inspect it. The buyer must request a current registration sample or secure system authorization from the seller.
02Can't a house be purchased if there is a mortgage on the title deed?
A mortgage alone does not mean that every sale cannot be made; However, the debt, beneficiary, cancellation and payment order must be clearly planned before the transaction. The concrete record should be examined together with the lawyer, bank and title deed process.
03Is the old title deed sufficient for purchasing control?
No. The old document may show the basic identity of the property, but it does not prove current encumbrances and changes. A current title deed record copy must be used before the process.