Urban transformation guide
What is the official Yarısı Bizden programme and who may benefit?
Yarısı Bizden is a public programme offering grants, loans and relocation support for the transformation of risky buildings in Istanbul. Under the current rules, buildings whose risky-building status is confirmed and which meet the programme conditions may be covered until 31 December 2026. Completing a form alone does not guarantee support: the risky-building process, owners’ decision, contractor, project, permit, construction servitude and entitlement steps must be considered together.
One-minute summary
What to remember before deciding
- Verify that the program is aimed at the transformation of risky buildings within the scope of 6306 in Istanbul.
- Know that those whose risky structure is approved until December 31, 2026 can be covered if they meet other conditions.
- Separate the grant, loan and moving amounts announced for housing and workplace.
- Before applying for support, plan the owner's decision, contractor agreement, project, license and floor easement file.
- Do not think of public support as the total transformation budget; Also consider the difference in cost, temporary accommodation and possible additional expenses.
Check the location, structure and date scope of the campaign together
Owning a property in Istanbul does not alone entitle you to support.
The Yarısı Bizden programme supports the transformation of risky buildings in Istanbul under Law No. 6306. According to the current statement of the Urban Transformation Directorate, buildings with confirmed risky-building status that meet the eligibility conditions may be covered until the end of 2026. The assessment must be made by an authorised institution and finalised in the official record.
The deadline does not mean that all construction will be finished by the end of 2026. Current regulation provides a time frame for risky building approval; The next stages such as demolition, license, floor easement and entitlement may continue according to the official program. Nevertheless, the suitability of each parcel must be confirmed by the competent unit with the concrete file and the conditions at the application date.
| Title | Basic question | Verification |
|---|---|---|
| Location | Is the building in Istanbul? | Land registry and address registration |
| Risk | Is there a risky building approval? | Official registration under 6306 |
| Date | Approval until December 31, 2026? | Current KDB regulation |
| Model | Building based or area based? | Competent administration assessment |
Current scopeThe deadline is important for risky building approval; Support again depends on conditions.The risky construction decision does not mean that the parcel has completed all technical, legal and financial steps.
Read grants, loans and moving support as separate items
In the current statement of the Urban Transformation Directorate, 875 thousand TL grant, 875 thousand TL loan and 125 thousand TL moving support are stated for each house for building-based transformation. A grant of 437 thousand 500 TL, a loan of 437 thousand 500 TL and a relocation support of 125 thousand TL were announced for the workplace.
The total of 1 million 875 thousand TL announced for housing is not free of charge: 875 thousand TL is a grant, 875 thousand TL is a repayable loan, and 125 thousand TL is moving support. According to the KDB statement, loan payments start two years after the building permit; No interest is applied in the first year, and in subsequent years the update is half of the CPI. Maturity and payment conditions must be verified from current documents at the time of application.
| Independent section | Grant | Credit | Moving |
|---|---|---|---|
| Housing | 875,000 TL | 875,000 TL | 125,000 TL |
| Workplace | 437.500 TL | 437.500 TL | 125,000 TL |
Prepare the application as a parcel project, not a single owner job
In the conversion file, the current owner and land share list, risky building registration, owner's decision, contract with the selected contractor, architectural and engineering projects, license and floor easement steps are interconnected. KDB's process description; It shows that the contractor agreement and demolition, evacuation, project planning, license and floor easement steps are the basic parts of the support file.
Owners should study the zoning possibility, new independent section program and approximate cost before choosing a contractor. Otherwise, the existence of public support may make an unfeasible project or unbalanced sharing agreement invisible. Legal decision, technical feasibility and financing should proceed on the same schedule.
- Current title deed, owner and land share table
- Finalized risky structure detection and notifications
- Owner's decision and authorized representation order
- Preliminary project, zoning control and approximate cost
- Contractor agreement, license and floor easement preparation
Do not consider the support total as the total transformation budget of the building
Actual conversion budget; It consists of demolition, project, license, ground and building system, construction, common area, infrastructure, temporary housing and other items that vary according to the contract. Grant and loan represent support defined per beneficiary; It is not guaranteed to cover the full cost of the project.
Support, equity, value of the independent section left to the contractor and possible additional payment should be shown separately for each owner. A cautious scenario should be established for delays, rent differences, loan repayments and price increases. If the project seems economical because the support has increased, it should be tested separately how the cost change outside the support affects the result.
Relocation support and repayable loan are not the same item as unreimbursed construction resources.
Do not make an irrevocable commitment before public support is finalized
The contractor contract should clearly state at what stage and to whose account the public support will be paid, how the financial difference will be covered if the entitlement or amount changes, the license and floor easement schedule and additional payments for the owner. A general sentence such as “We pay half” is not a distribution of financial responsibility.
Before signing, the architect should review the project and area tables, the engineers should review the technical scope, the lawyer should review the contract and title deed results, and the financial expert should review the loan and cash flow. The current application and document list must be verified by the Marmara Urban Transformation General Directorate or the program's authorized information points.
- Financial liability if support is not available or delayed
- Progress payment and contractor schedule for grant/loan payment
- Owner's additional payment and price difference conditions
- Rent, moving and delay obligations
- Project change, termination and collateral order
Frequently asked questions
Clear, concise answers
01Who may benefit from the Yarısı Bizden programme?
In Istanbul, beneficiaries who have a risky structure within the scope of 6306 and meet other conditions of the program can benefit. According to the current statement, it is important in terms of scope to obtain risky building approval by December 31, 2026; The exact suitability is determined through the concrete file.
02Is half of the support from us a grant?
No. Current building-based housing support is announced as 875 thousand TL grant, 875 thousand TL repayable loan and 125 thousand TL moving support. Business amounts vary.
03Do I need an agreement with the contractor before applying to Yarısı Bizden?
In KDB's statements, in the building-based process, the owners agree on the contractor; Completion of risky building, contract, project, license and floor easement preparations are shown as parts of the application flow. The current order and document list must be verified by the authorized unit.