Can you buy a home without an occupancy permit?

The building occupancy permit, known as occupancy permit, is the official document issued by the relevant administration so that the completed building can be used. Compliance with the building permit and its annexed projects within the framework of the Zoning Law and the Planned Areas Zoning Regulation is the main subject of examination during the usage phase. The existence of the document indicates that an important threshold of the building and project process has been completed.

On the other hand, occupancy does not guarantee that all the finishing works of the purchased flat are perfect, that the structural system is safe in all future conditions, or that the title deed registration is problem-free. Do not replace the occupancy certificate with the title deed, approved project, current situation, building safety and independent section quality.

Short answerAn unoccupied house is only evaluated if it can be explained why the document is missing.

Instead of saying "it will be collected later", missing transactions, discrepancies, responsible party, duration and cost should be visible in the official file.

Failure to apply for a document at all, incomplete completion of common areas, incomplete license period or file procedures, contractor obligations, or construction in violation of the building's license and annexes may appear as "no occupancy" on the same result screen. However, resolution time, cost and legal risks are not the same.

Take the seller's or manager's description as initial information; Verify with the file in the zoning and building control unit of the relevant municipality. If there is a previous application, rejection or missing letter, ask for the date and reason. Note separately what conditions remain open for the entire building, common areas and independent section.

Current title deed and parcel information, building permit, approved architectural and engineering projects, building inspection records, renovation licenses, minutes, if any, and building occupancy permit application documents should be searched in the file. Instead of a verbal response stating that the document does not exist, the file number and current official status should be requested.

The approved architectural project should be compared with the independent sections and common areas on the site. Interventions such as enclosed balconies, enlarged apartments, modified roofs, use of car parks or shelters may not only be a matter of decoration. In which department the discrepancy occurred, with whose intervention, and on what date, affects the solution responsibility.

• Building permit and validity process
• Approved architectural, static and installation projects
• Building inspection and technical responsible records
• Renovation license, report, penalty or sealing information
• Settlement application, incomplete or rejection letters
• Differences between the existing structure on the site and the project

The fact that an independent section is registered in the land registry as a floor easement or any other nature does not mean that the building is occupied. Building Registration Certificate is not the same document as building occupancy permit. Land registry, building permit, occupancy and actual use must be verified from separate sources.

Having electricity, water or natural gas working does not alone solve the housing problem; The type of subscription, its date and the basis on which it was established should be investigated. The bank's granting of a loan or preparation of an expert report does not indicate that all development and project risks have been eliminated. Each bank and valuation can evaluate the file with its own current policy.

• Ownership type and independent section nature in the title deed
• Relationship between floor easement, condominium ownership and building occupancy permit
• Scope of the Building Registration Certificate and declared contradictions
• Individual or joint nature of subscriptions
• The bank's valuation notes and loan eligibility conditions
• Insurance, dues and future common expense impact

Statements such as "it costs little" or "the whole building can be purchased if desired" will not make a decision. The paperwork, manufacturing, project modification or common area work that needs to be completed after the authorized administration and expert review should be listed. For each job, the responsible party, approximate cost, apportionment method, and realistic duration should be determined.

Procurement should only proceed if an acceptable solution is seen. The work to be completed by the seller, the delivery of documents, the credit result and what the payment will be in the event of a negative official opinion should be tied to the open offer conditions. Trying to offset the cost of unsolvable nonconformity with a low sales price invisibly shifts the risk to the buyer.